Retirees need a retirement "paycheck" because their working income stops, but expenses continue, often for 20 to 30+ years. A structured, predictable income stream helps replace the stability of a regular paycheck. A retirement "paycheck" is income received on a regular basis after work ceases. A consistent income provides peace of mind and makes it easy to budget and pay bills. It also reduces the risk of overspending. Without a defined monthly income, retirees may withdraw too much from savings early in retirement, increasing the chance of running out of money later. This class will discuss ways to create a regular stream of income from invested assets when pensions are unavailable. Strategies include a fixed percentage (e.g., 4% Rule), investment "buckets," required minimum distribution (RMD) and life expectancy calculations, annuities, dividend-paying stocks, and CD or bond ladders.