Older adults make financial errors for a variety of reasons, many of which are beyond their control (e.g., market downturns and widowhood). In addition, finances are more complex in later life than at earlier ages. For example, decisions involving Social Security, Medicare, taxes, investments, required minimum distributions, and long-term care. Many older adults also face stress from widowhood, health problems, or helping adult children, which can affect financial decision-making. Rapid changes in technology and financial products add further challenges, as well as fraudsters that specifically target seniors. This class will discuss common financial mistakes of older adults and, more importantly, workarounds to avoid them. Examples of financial errors that will be discussed include underestimating life expectancy, ignoring inflation, and holding investments that are too conservative.