The last third of a person’s life is often the most complex time financially with many decisions to make about retirement savings withdrawals, Social Security benefits, investment asset allocation, and required minimum distributions. Many people who have been “do-it-yourselfers” for decades may wonder if they need professional advice or assistance.

The class will address the value that advisors can provide and alternatives to hiring one. It will describe questions to ask about a potential advisor, what to expect when hiring a financial advisor or using a robo-advisor, and criteria to consider for human advisors including credentials, education, and fee structures.