Reach Us: 352-861-9751 Office Hours: Mon-Fri / 9am-4pm
Online Course Catalog

Annuities 101: The Basics

Without a guaranteed stream of income, older adults are exposed to the risk of outliving their assets. Pensions no longer exist for most workers and Social Security is often inadequate to maintain a comfortable lifestyle. That leaves annuities as a guaranteed income source. Annuities are a contract between an investor and an insurance company that offer tax benefits and the promise of a lifetime stream of income.

Unfortunately, many annuities have high expenses, which erode investment growth, and some are sold in high-pressure situations such as “free meal” seminars. Studies have found that annuities can extend the life of retirement savings, but many people do not fully understand or trust them. This class will cover key elements of annuities, types of annuities, advantages and disadvantages, common features, qualified vs. non-qualified annuities, government entities that regulate annuities, withdrawal and exchange options, qualified longevity annuity contracts (QLACs) to fund living expenses in later years, annuity research results, and annuity resources.

 

SKU: WI25GBFIN124A

April 23, 2025, 10:00 am to 11:30 am

Building: MTP Education Center
Room: Room 4

(352) 861- 9751

8415 SW 80th Street, Suite 2
Ocala, FL 34481

mtp@masterthepossibilities.org

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Master The Possibilities

A Not-for-Profit Lifelong Learning Center

Master the Possibilities, Inc. provides quality instruction and learning experiences for adult students throughout Marion County, Florida and beyond. We inspire students to explore their interests, uncover their passions, and leverage their talents to make positive changes within themselves and their communities.

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