Many Master the Possibilities students are in their 70s (or will be soon), so this class will come at a “teachable moment” for spending decisions, income taxes, and philanthropy. New issues and challenges arise when people reach their 70s. Examples include a higher risk of widowhood, illness, disability, and need for long-term care assistance and increased concern about outliving assets. There are also financial planning issues such as required minimum distributions (RMDs) and opportunities such as qualified charitable contributions (QCDs). Financial topics that septuagenarians need to know are the focus of this class.